Car washes we insure
We place specialty insurance for self-service, in-bay automatic, and tunnel car washes. Each archetype is underwritten differently — different exposure profile, different equipment value concentration, different claims pattern, different carrier appetite.
Insurance for coin- and credit-card-operated self-service bays — unattended high-pressure wands, foamers, and vacuum stations. Lower garagekeepers exposure than tunnel or IBA, but elevated after-hours crime and slip-and-fall frequency.
Learn more →Single-bay or multi-bay friction and touchless IBA systems where customers drive in, pay, and let the equipment do the work. Garagekeepers is the signature line; equipment-breakdown sits right behind it.
Learn more →Full-service and express exterior conveyor tunnels — the highest equipment count, employee count, claims frequency, and revenue concentration in the class. Membership-revenue economics change the business-income calculation after a loss.
Learn more →We also place hybrid operations (self-serve bays + IBA satellites on the same site, attached carwashes at gas stations or convenience stores, mobile detail add-ons, and full-service tunnels with attached detail bays). Send a quote request describing the operation and we will return carrier recommendations within one to two hours during business hours.
Specialty markets that actually quote car wash risks. Response in one to two hours during business hours.
