About
About Car Wash Guard Insurance
A specialty car wash insurance brand of Wexford Insurance, LLC, founded by Nate Jones, CPCU and Kami Jones. Licensed in 48 U.S. states. NPN 19887690.
Who we are
Car Wash Guard Insurance is the car wash specialty brand of Wexford Insurance, LLC, an independent insurance agency licensed in 48 U.S. states (every state except Hawaii and Alaska). The agency operates under National Producer Number 19887690.
We built Car Wash Guard because generic commercial agencies treat car washes like any other small retail risk. They are not. A car wash carries garagekeepers exposure on every customer vehicle that passes through the bays or the tunnel, equipment breakdown that takes the operation offline by the day, slip-and-fall claims on wet pavement and around vacuum stations, employee chemical exposure, and water-discharge compliance that small-business carriers rarely understand. We shop the specialty markets that actually quote the class, place each operator with the carrier whose appetite fits the business, and stand behind the quote within one to two hours of a complete submission.
The same agency operates a sibling brand for the vacation-rental industry, STR Guard Insurance. Both brands sit under Wexford Insurance, LLC as the licensed agency entity. The brand-family structure lets each specialty brand speak directly to its own buyer profile while sharing the agency infrastructure, the carrier panel, and the operational discipline of a single parent.
Nate Jones, CPCU — Founder
Nate Jones holds the Chartered Property Casualty Underwriter (CPCU) designation, the property-casualty industry's senior professional credential, awarded by The Institutes. He is the founder of Wexford Insurance, LLC and the principal underwriter behind both Car Wash Guard Insurance and STR Guard Insurance.
His placement work concentrates on specialty commercial property-and-casualty risks the standard commercial market handles poorly — car wash operations, short-term-rental properties, and adjacent service-business classes where the underwriting realities (garagekeepers exposure, equipment breakdown frequency, water-discharge regulation, employee chemical exposure, named-storm wind, freeze rupture) are not adequately addressed by generic BOP or commercial package forms.
Connect: LinkedIn profile · Request a quote · Call 317-942-0549
Kami Jones — Co-founder
Kami Jones co-founded Wexford Insurance, LLC and runs the agency's operations, including client onboarding, certificate delivery, renewals, and the day-to-day workflow that keeps quotes moving in the one-to-two-hour window Car Wash Guard commits to. Operational discipline at this level is the difference between an agency that quotes a car wash inside the same business day and an agency that lets a submission sit for a week.
License verification
Wexford Insurance, LLC operates under National Producer Number 19887690. License status is publicly verifiable at the National Insurance Producer Registry. Use the link below to confirm current licensing in any of the 48 U.S. states we serve.
Verify NPN 19887690 at NIPR.com →
Headquarters: 107 N State Road 135, STE 304, Greenwood, IN 46142 · Phone 317-942-0549 · Email info@carwashguardinsurance.com
Brand family
Car Wash Guard Insurance is one of two specialty brands operated by Wexford Insurance, LLC:
- Car Wash Guard Insurance (carwashguardinsurance.com) — specialty coverage for self-service, automatic, and tunnel car wash operators.
- STR Guard Insurance — specialty coverage for short-term-rental and vacation-rental property owners.
Each brand speaks directly to its own buyer profile and carries its own voice, carrier-appetite map, and content depth. The shared parent agency keeps the underwriting discipline, the operational workflow, and the licensing infrastructure consistent across both brands.
Get a car wash insurance quote
Specialty markets that actually quote car wash risks. Response in one to two hours during business hours.